General Terms

These Terms and Conditions represent a legal agreement between you and Studnest, a platform owned and operated by Skillsphere Academy LTD (hereinafter referred to as “Studnest,” “we,” “us,” or “our”), registered at 86-90 Paul Street, London, Greater London, United Kingdom EC2A 4NE, with registration number 16274019.

By accessing, browsing, or purchasing any courses or services from Studnest, you confirm that you have read, understood, and agreed to be bound by these terms. If you do not agree with any part of these Terms and Conditions, you should not use our services.

All images and illustrations used on Studnest are for demonstration purposes only and do not represent actual employees, offices, or facilities.

Definitions and Interpretations

To ensure clarity, the following definitions apply to these Terms and Conditions:

• Company – Refers to Studnest, legally operated by Skillsphere Academy LTD, registered at 86-90 Paul Street, London, Greater London, United Kingdom EC2A 4NE, with registration number 16274019.
• Device – Any internet-connected device, including but not limited to smartphones, tablets, and computers, used to access Studnest’s website and services.
• Service – Refers to the educational services, courses, and materials Studnest provides.
• Third-Party Services – Includes external services such as advertisers, promotional partners, or other businesses linked through our website.
• Website – The official online platform of Studnest, accessible at https://studnest.com/.
• User (You) – Any individual or entity registered to access Studnest services.

Applicable Law and Jurisdiction

These Terms and Conditions are governed by the laws of the United Kingdom. Using our platform, you acknowledge and agree that any legal disputes, claims, or actions arising from or related to these terms will be exclusively handled in Spanish courts.

If you reside in a jurisdiction outside of the United Kingdom, you are responsible for ensuring that your use of Studnest complies with the laws and regulations applicable to your region. Your access to and use of our platform may be subject to local, national, or international laws that impose additional obligations or restrictions. We do not guarantee that our services comply with laws outside of the United Kingdom, and we shall not be held liable for any consequences arising from non-compliance with foreign legal requirements.

In case of a dispute, we encourage users to attempt to resolve any issues through our customer support team before initiating legal proceedings. If an amicable resolution cannot be reached, all legal matters will be adjudicated in the competent courts of the United Kingdom, and the United Kingdom law will apply.

Use of Cookies

Studnest uses cookies and similar tracking technologies to enhance user experience, personalize content, analyze website performance, and optimize functionality. Cookies are small data files stored on your device that help our website remember your preferences, login details, and browsing behavior.

Types of cookies we may use include:

• Essential Cookies – Necessary for core website functionality, such as authentication and security.
• Performance Cookies – Help us analyze how users interact with our site, allowing us to improve performance and user experience.
• Functional Cookies – Enable personalized features, such as remembering user preferences and settings.
• Advertising Cookies – Used to deliver relevant ads and measure advertising effectiveness.

By continuing to use our website, you consent to our use of cookies as outlined in our Privacy Policy. You can manage your cookie preferences through your browser settings. However, disabling certain cookies may impact the functionality of our platform.

For more information on how we use cookies and how you can control them, please refer to our Cookie Policy.

Payments and Charges

When you make a purchase on https://studnest.com/, the payment descriptor on your bank or credit card statement will appear as “Studnest,” which serves as a reference for the transaction.

To ensure a smooth transaction process, please consider the following:

• If you make an international purchase, your financial institution may impose additional fees, such as foreign transactions or currency conversion charges.
• If a transaction fails, it may be due to insufficient funds, incorrect payment details, or restrictions placed by your bank. We recommend contacting your bank or payment provider for further assistance.
• If a payment is declined or flagged as suspicious, your financial institution may temporarily hold or block the transaction for security reasons.

Studnest is not responsible for payment processing errors caused by your bank, payment provider, or any third-party financial institution. If you encounter any payment issues, please get in touch with your financial provider before reaching out to our support team.

Please review our Refund Policy for billing inquiries, refund policies, and transaction disputes.

Intellectual Property Rights

All content, materials, graphics, videos, software, text, and design elements available on Studnest are the exclusive property of Smart Finance Seed SL or its licensed content providers. These assets are protected under copyright, trademark, and intellectual property laws, ensuring they remain the rightful ownership of Studnest and its licensors.

Restrictions on use:

• You may not copy, modify, distribute, sell, or reproduce any content from Studnest without prior written approval.
• The unauthorized use, distribution, or replication of our materials for commercial purposes, educational reselling, or third-party benefit is strictly prohibited.
• Studnest’s brand name, logo, and trademarks may not be used without our permission.
• Attempting to reverse engineer, extract, or alter digital content, software, or learning materials from our platform is prohibited.

Studnest actively monitors unauthorized use of its intellectual property. Any infringement or violation of our intellectual property rights may result in legal action, including financial penalties and terminating your access to our platform.

If you believe any content on Studnest infringes upon your copyright or intellectual property rights, please get in touch with us with detailed information, including proof of ownership, and we will take appropriate action.

Special Offers and Promotions

From time to time, Studnest may introduce contests, promotional campaigns, limited-time discounts, or giveaways that provide users with opportunities for added value.

 
These promotions may involve financial incentives, exclusive content, or other benefits to enhance the user experience.

Participation rules:

• Each special offer will be governed by specific eligibility requirements, including but not limited to age restrictions, residency conditions, or purchase prerequisites.
• Participants must comply with all terms and conditions associated with a particular promotion. Failure to do so may result in disqualification.
• Studnest reserves the right to modify, suspend, or terminate any promotional activity at its sole discretion without prior notice. In such cases, we are not liable for any loss of promotional benefits.
• Any fraudulent or abusive behavior related to promotional activities will result in disqualification from current and future offers and may lead to account suspension.

For full details on any ongoing promotion, users should refer to the specific promotion page or contact our support team.

Revisions to Our Terms

Studnest reserves the right to revise, update, or amend these Terms and Conditions periodically to reflect operational, legal, or regulatory changes.

What this means for you:

• We will make reasonable efforts to notify users in advance via email or website notifications when significant changes occur.
• Continued use of our platform after modifications signifies your acceptance of the updated Terms. If you disagree with the revised terms, you should discontinue use immediately.
• It is the user’s responsibility to review these Terms and periodically stay informed about any changes.

Please get in touch with our support team at office@studnest.com if you have any concerns or require clarification regarding any updates.

Modifications to Services and Website Changes

Studnest constantly evolves to improve user experience, security, and accessibility. Therefore, we reserve the right to:

• Modify, enhance, or discontinue any platform feature, functionality, or aspect at any time.
• Introduce updates, bug fixes, and security enhancements to ensure the highest service quality standards.
• Temporarily suspend access to the platform for scheduled maintenance or emergency repairs.
• Change pricing structures, subscription models, or service offerings with reasonable prior notice to affected users.

While we strive to notify users of significant changes, some modifications may be implemented immediately if they are necessary for security or compliance reasons.

Duration and Termination of Agreement

This Agreement lasts 12 months from the date you purchase a service or until you or Studnest terminate the agreement.

Termination by Studnest:

• Studnest reserves the right to suspend, restrict, or terminate access to its services at any time, with or without prior notice, under the following conditions:
• If a user violates any of the provisions outlined in these Terms and Conditions.
• If the company needs to discontinue the platform or its services for legal, operational, or security
• If fraud, misuse, or other suspicious activities are detected on an account.

Termination by the User:

• Users may choose to terminate their agreement with Studnest at any time by:
• Ceasing the use of the platform.
• Deleting cookies and clearing stored data related to Studnest from their browser.
• Cancelling any active subscriptions, if applicable.

Upon termination, users will lose access to the platform and all associated content, including purchased courses or materials.

External Links and Third-Party Services

Studnest may include hyperlinks or references to third-party websites, services, or advertisements. These external sites and services operate independently and are governed by their own privacy policies and terms of service.

User responsibility:

• Engaging with third-party services is at your own risk, and Studnest is not responsible for their content, accuracy, or reliability.
• We do not endorse or assume liability for transactions, purchases, or data security issues arising from interactions with third-party services.
• You are responsible for reviewing third-party terms and policies before engaging with external platforms.

If you encounter issues with a third-party service linked through our platform, we recommend contacting that provider directly.

Termination of Services

1. This agreement remains in effect until terminated by either the user or Studnest.
2. Grounds for termination:

• Users may choose to delete their accounts and stop using the platform anytime.
• Studnest reserves the right to suspend or terminate a user’s access under the following conditions:

• Violation of our Terms and Conditions or other policies.
• Engagement in fraudulent or abusive activity.
• Use of our platform for unauthorized or illegal purposes.
• Actions that compromise platform security or disrupt service integrity.

Termination may result in losing access to courses, content, and associated data. Users are advised to back up any essential information before account deletion.

No Guarantees or Assurances

Studnest provides its platform on an “as is” and “as available” basis, meaning that we do not guarantee:

• Uninterrupted or error-free access to the platform.
• Financial gains or successful trading results from course participation.
• The platform will always remain free from technical issues, viruses, or security vulnerabilities.

By using Studnest, you acknowledge that:

• The educational material provided is for informational purposes only and should not be considered investment advice.
• We do not accept liability for losses, damages, or technical failures that may occur while using our services.

Users should exercise due diligence and consult with financial professionals before trading.

Liability Limitations

To the maximum extent permitted under applicable laws, Studnest, along with its affiliates, licensors, employees, and partners, shall not be held liable for:

• Direct or indirect damages resulting from the use of our services.
• Loss of profits, financial losses, or data corruption caused by reliance on educational content.
• Disruptions, delays, or failures in service due to external factors, such as third-party service providers, internet connectivity, or technical malfunctions.
• Legal or financial consequences arising from user trading decisions based on knowledge acquired through our courses.

Users agree that Studnest’s maximum liability shall not exceed the total amount paid for a specific service or course.

Compensation for Losses

By using Studnest, you agree to indemnify and hold harmless the company and its affiliates from:

• Any claims, demands, or liabilities arising from misuse of the platform.
• Losses caused by unauthorized account access, fraudulent transactions, or illegal activities linked to your account.
• Legal costs, fines, or penalties result from these Terms and Conditions

This indemnification applies to all types of disputes, including but not limited to regulatory compliance, financial losses, and third-party claims.

Validity of Terms

These Terms and Conditions, the Privacy Policy, and any other legal notices form the entire agreement between Studnest and the user.

If any part of this agreement is deemed invalid or unenforceable by a court of law, the remaining sections shall continue to be legally binding and enforceable.

Additionally, related to Studnest, the claim must be initiated within one (1) year of the event that caused the dispute; otherwise, such claims will be considered permanently barred.

Waiver

Failure by Studnest to enforce any provision of these Terms and Conditions shall not be considered a waiver of any rights.

Even if Studnest does not immediately take action against violators of these Terms, it retains the right to do so at any time.

Users may not assume exemptions or rights unless explicitly granted in writing by Studnest.

Dispute Resolution and Arbitration

If a dispute arises between you and Studnest, we encourage you first to contact our support team at office@studnest.com to attempt a resolution through informal negotiation.

Arbitration agreement:

• If no resolution is reached within 60 days, users may proceed with a formal dispute resolution process.
• Intellectual property disputes do not fall under this agreement and may be pursued through court action.
• Arbitration will take place in the United Kingdom, following the rules of a recognized arbitration body.
• By agreeing to these Terms, you waive your right to bring claims in court (except for intellectual property disputes).

Arbitration is intended to provide a faster and more cost-effective resolution compared to traditional court proceedings.

Mandatory Arbitration

If a dispute cannot be resolved informally, it must be settled through binding arbitration rather than a court proceeding.

• Arbitration will be conducted in the United Kingdom, following commercial arbitration rules.
• The losing party shall be responsible for all legal fees, arbitration, and related expenses.
• Either party may request temporary injunctive relief if necessary to protect intellectual property rights.

By agreeing to this provision, users waive their right to a jury trial and consent to resolving disputes through arbitration.

Filing a Legal Dispute

You may initiate a formal dispute if you have a serious issue that cannot be resolved through standard customer support. To do so, submit a Notice of Dispute, including:

• Your full name, contact details, and account information.
• A detailed explanation of the dispute and supporting documentation (screenshots, contracts, receipts, etc.).
• The specific resolution you seek (e.g., refund, contract revision, policy clarification).

Dispute notices must be sent via email to office@studnest.com.

Studnest will acknowledge receipt within 30 days and attempt to resolve the issue before any arbitration or legal action is pursued.

Submitting a Customer Complaint

Please get in touch with our support team for assistance if you experience service issues, transaction problems, or technical difficulties.

• Email: office@studnest.com
• Phone: PHONE
• Online Form: https://studnest.com/contact-us

To ensure a prompt and effective resolution, please include:

• A clear description of your issue.
• Relevant transaction details (such as order numbers or error messages).
• Your preferred method of response (email or phone).

We aim to acknowledge complaints within a reasonable timeframe and work toward a fair and transparent resolution.

Legal Disclaimer

Studnest does not provide investment, financial, or legal advice. The platform is an educational resource, and users should conduct independent research before making trading decisions.

We do not endorse or take responsibility for:

• Any personal financial decisions made based on Studnest’s educational materials.
• Third-party content, recommendations, or trading platforms are linked on our website.
• Market risks, losses, or fluctuations that impact trading strategies.

Users are solely responsible for assessing the risks and benefits of any financial decision.

Acceptance of Terms

By accessing and using Studnest, registering an account, or purchasing a course, you confirm that:

• You have read, understood, and agreed to these Terms and Conditions.
• You are legally eligible to enter into this agreement.
• You understand that non-compliance with these terms may result in losing access to our services.

If you disagree with these terms, you must discontinue using our platform immediately.

Feel free to contact our support team at office@studnest.com with any inquiries or further clarification.

Contact Us

We value communication with our users and are committed to assisting with any inquiries, concerns, or feedback regarding Studnest. If you need support, have questions about our services, or require clarification on our Terms and Conditions, you can reach out to us through the following contact channels:

• Email: office@studnest.com
• Phone: PHONE
• Contact Page: https://studnest.com/contact-us

Our support team can assist you with technical issues, account-related questions, course inquiries, and general guidance on navigating our platform.